Terms and Conditions

Terms & Conditions and General Statement

Welcome to the Universal Finance website which is owned by Universal Finance Pty Ltd and its associated websites owned by Universal Finance Pty Ltd. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern Universal Finance Pty Ltd relationship with you in relation to this website.

If you disagree with any part of these terms and conditions, please do not use Universal Finance's website. The term Universal Finance Pty Ltd refers to the owner of the website. The term ‘you’ refers to the user or viewer of our website.

The use of this website is subject to the following terms of use:

• The content of the pages of this website is for your general information and use only. It is subject to change without notice.
• Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
• Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
• This website contains material which is owned by Universal Finance Pty Ltd. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
• All trademarks reproduced in this website, which are not the property of, are licensed to the operator.
• Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.
• From time to time, this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
• By making an online enquiry with your full name, email address and contact phone number, you give us permission to make contact with yourself via these methods with marketing materials and product updates. You may unsubscribe from these communications anytime by unsubscribing to our emails or calling (08) 8344 9508 and speak with our marketing team.

All graphical images, HTML coding, Text Adobe Flash files, PDF Documents,JavaScript, Audio and Video on this, and Universal Finance Associated Website are the sole Copyright © of Universal Finance.

None of these objects may be copied for any re use, external transmission and/or distribution and may NOT be used, modified or posted on any other websites without the permission of the Company Owner. This website may contain information and content that is subject to the legal intellectual rights of a third party or parties.