An area of specialty and expertise

The above are some examples, however we can offer loans for any business purpose at the lowest rates. Universal Finance has direct relationships with both institutional and private lenders for both full doc and low doc commercial loans. Our criteria is very flexible so when you fall outside the criteria or the banks simply say no Universal Finance is the only option.

We can offer Commercial Loans for the purchase or refinance of property from 7.99% per annum which is extremely competitive in comparison to a large proportion of commercial property interest rates in Australia. The reason we’re able to offer competitive rates for our commercial loans is that we work with a panel of lenders. You simply make one application with us, and we find a range of lenders who are willing to offer you financing and can source the best offer. This means you get the best commercial loan rates, without having to shop around and spend hours filling in forms.

COMMERCIAL FINANCE SOLUTIONS

We can also offer business loans from at the lowest interest rates in the market guaranteed. Commercial Lending has always been an area of specialty and expertise for the staff at Universal Finance and their knowledge of products and lenders are second to none. No other brokerage firm in Australia has access to our software model at this time. Having been developed in America and proven to be successful, Universal Finance has been provided with sole rights to the software. We are able to search thousands of product options and choose the most suitable product based on data provided by you.

Our specialist commercial finance software saves you both time and money. Just one application gives you access to thousands of potential lenders, and at the end of the process, you have the choice of the best commercial loans to suit your needs.

Private Commercial Lending

In addition to the institutional commercial lending options available Universal Finance can offer the largest network of private commercial lending solutions in Australia. We have direct access to thousands of private investors Australia wide to cater for every scenario.Private commercial loans work in much the same way as a loan from a bank or financial institution, except the money for the loan comes from a private individual or investor.

A private commercial loan can have many advantages for business owners. Because the loan isn’t being granted by a financial institution, there are usually less stringent requirements and more flexible terms. This means if you have a less than perfect trading history, this doesn’t matter, as long as you can afford to make the repayments going forward.

Some commercial lenders have a long process to follow to take out a loan. This can mean that settlement takes a long time and involves a lot of paperwork to complete. But at Universal Finance, we make the process fast and easy.

It’s difficult to find private commercial loans without a broker, as you’d need to be matched to someone who is willing to invest a certain amount in your type of business. Universal Finance has one of the largest panels of private lenders in Australia, and one application through us gives you potential access to all these lenders. Also, going through a legitimate broker such as Universal Finance ensures that you get a legal loan with a contract, so it’s no different than using a traditional lender.